Why Do North Carolina Residents Need Boat Insurance?

Similar to homeowner’s insurance, boat insurance for residents around Brevard, NC is highly recommended. Boat owners or those who are thinking of purchasing a boat should contact Brevard Insurance Agency Inc to assist you with finding the best coverage and policy that suits your needs.

Why Do I Need Boat Insurance?

Boating is a popular activity here in North Carolina, and because of this, accidents do happen. To give you peace of mind when using your boat, entertaining family and friends on the water, and participating in the water sports we all enjoy, boat insurance is essential. 

Owning a boat is a large investment, and should be protected as such. Boat insurance protects your investment in the event of damage and also minimizes the liability you could face in situations where damage or injury are relevant. While you may be a safe and educated boat owner, you can’t control the other knowledge and skills of others on the water, which is worth considering when you are thinking about getting boat insurance.

Insurance helps to offset the risks of operating a boat in the water. In the event of an accident, repair, or any other damage, you will want to ensure you are properly covered so you aren’t responsible for coming up with a large sum of money to make the necessary repairs.

If you’re going to make a financial investment in a boat, do your due diligence and shop around for the best coverage in boat insurance for your own peace of mind and investment protection of your vessel. The experts at Brevard Insurance Agency Inc specialize in boat insurance and can help you find the best insurance policy in and around Brevard, NC.

First Time Boat Owners: Boat Winterizing Guide

With boats being such a large and important investment, it is imperative that boat owners treat their vessels with care year-round, but particularly during the harsh winter months. For first-time boat owners, recognizing the need to care for your boat properly is the first step, while putting in the time, effort, and money to actually do the work is second. Although snow is not common in North Carolina, it isn’t practical to use your boat during the winter months, so knowing how to store it and prepare it for the next season is key.

When winterizing your boat, start by deciding where to store it. Depending on whether you use a marina to dock your boat when it is in use, you may be able to winterize it at the same site. When choosing a storage facility, start by finding ones that specialize in boats and talk to other owners by asking for their recommendations. Depending on your level of expertise and knowledge, you may be able to winterize the boat yourself instead of hiring a professional. Start by cleaning the boat from top to bottom to ensure that dirt, grime, sand, and salt are removed from the hull to prevent deterioration. For the engine, start by topping off your tanks, replacing the engine oil, and checking the filters. Additionally, visually inspect every hose, belt, and clamp on the boat to ensure they are properly working. 

When it comes to protecting your boat, the best thing you can do is to have insurance. Given the sizable investment that you have made in the purchase, having adequate insurance to protect from damage and also to minimize liability is important. Give Brevard Insurance Agency Inc. in Brevard, NC a call, and one of our friendly team members will help you find the perfect boat insurance policy.