Fall Leaves Are Beautiful — Until They Cause Problems
They sure are gorgeous, but fall leaves can be a pain if you don’t stay ahead of a few simple chores. A little maintenance now can help you avoid costly damage (and potential insurance claims) later.
Here are five quick things to keep in mind this season:
1. Clear Leaves from Gutters and Downspouts
Why: Clogged gutters can cause water to overflow, damaging your roof, siding, or even your foundation — and those repairs aren’t always covered by insurance. Keeping gutters clean helps water flow away from your home the way it should.
2. Remove Leaves from Walkways and Driveways
Why: Wet, slippery leaves create a fall hazard. If someone slips and gets hurt on your property, it could lead to a liability claim. A quick sweep or leaf blower can save a lot of trouble.
3. Keep Leaves Away from HVAC Units and Vents
Why: Leaves can block airflow around your HVAC system or even get inside, leading to malfunctions or fire risks. Regularly clearing around your units helps prevent costly damage and keeps your system running efficiently.
4. Use Safe Disposal Methods
Why: Don’t pile dry leaves near your home, garage, or vehicles. They can become a fire hazard, especially near electrical equipment or outdoor outlets. Bag them, compost them, or follow your local leaf pickup schedule.
5. Inspect Roofs and Trees for Damage
Why: Leaves that sit on your roof trap moisture and lead to rot. While you’re at it, check nearby trees for heavy or overhanging branches that could come down in a storm — both can lead to major roof damage and insurance claims.
Enjoy the season — and protect your home while you’re at it.
If you’re not sure what your homeowners policy covers when it comes to storm or water damage, give us a call. We’re happy to help you understand what’s protected (and what’s not).
Reach out today to review your coverage before winter weather sets in.