This year, I opened my renewal notice and almost spilled my coffee. My homeowners insurance went up by more than $1,000. Ouch. If you’ve seen a similar increase, you know the feeling: frustration, disbelief, and the immediate urge to figure…
Earthquakes may not be the first natural disaster that comes to mind in our region, but from time to time, homeowners ask whether they should add earthquake coverage to their insurance policy. The answer isn’t one-size-fits-all, so here’s what to…
International Dog Day was this week and it made us think we should put together some information on dogs and insurance. There’s likely more to consider than you realize. 1) Where coverage usually lives 2) Breed lists, history, and underwriting…
WNC Market Insights from Your Local Insurance Experts Owning a $2 million home is a major investment—and protecting it with the right insurance is just as important as the property itself. Whether your home sits on a mountain ridge with…
The short answer is $900-$3,500. The long answer is it depends. If you’re shopping for a $500,000 home—or already own one—you’re probably wondering how much it’ll cost to insure it. It’s a smart question, and the answer depends on more…
What is Builder’s Risk Insurance? Builder’s risk insurance is a temporary policy that protects your home while it’s being built or significantly renovated. It’s designed to cover the materials, structure, and sometimes equipment on-site during the course of construction. Unlike homeowners insurance, which…
Spring and summer are prime home-buying seasons in Transylvania County, and whether you’re buying or selling, insurance plays a key role in a smooth closing process. At Brevard Insurance, we often see last-minute scrambles that can lead to unnecessary stress,…
With recent wildfires making headlines—both in Los Angeles and right here in Old Fort, NC—many homeowners are asking: Does my insurance policy cover wildfire damage? It’s a great question, and the good news is: Yes, in most cases, your homeowners insurance does cover wildfire damage. How…
Stay cool and keep extreme cold from damaging your home with these tips! First, why do we winterize our homes? Simply put: to manage our risk of a costly insurance claim. Isn’t it easier to insulate your pipes and check…
The holidays are a time to relax, spend time with loved ones, and make memories—whether you’re traveling to a cozy cabin, visiting family, or hitting the beach. While you’re packing bags and preparing for adventures, it’s easy to forget about…
