If you own a home in Western North Carolina, winter ice isn’t just inconvenient — it can damage your roof, burst pipes, cause power outages, and create serious liability risks. Because of our mountain microclimates and frequent freeze–thaw cycles, homes in…
Fall Leaves Are Beautiful — Until They Cause Problems They sure are gorgeous, but fall leaves can be a pain if you don’t stay ahead of a few simple chores. A little maintenance now can help you avoid costly damage…
Last year, I was about to put a new roof on my house and thought, “I should probably talk to my agent about what makes the most sense from an insurance perspective.” It turns out, your roof plays a much bigger…
This year, I opened my renewal notice and almost spilled my coffee. My homeowners insurance went up by more than $1,000. Ouch. If you’ve seen a similar increase, you know the feeling: frustration, disbelief, and the immediate urge to figure…
Earthquakes may not be the first natural disaster that comes to mind in our region, but from time to time, homeowners ask whether they should add earthquake coverage to their insurance policy. The answer isn’t one-size-fits-all, so here’s what to…
International Dog Day was this week and it made us think we should put together some information on dogs and insurance. There’s likely more to consider than you realize. 1) Where coverage usually lives 2) Breed lists, history, and underwriting…
WNC Market Insights from Your Local Insurance Experts Owning a $2 million home is a major investment—and protecting it with the right insurance is just as important as the property itself. Whether your home sits on a mountain ridge with…
The short answer is $900-$3,500. The long answer is it depends. If you’re shopping for a $500,000 home—or already own one—you’re probably wondering how much it’ll cost to insure it. It’s a smart question, and the answer depends on more…
What is Builder’s Risk Insurance? Builder’s risk insurance is a temporary policy that protects your home while it’s being built or significantly renovated. It’s designed to cover the materials, structure, and sometimes equipment on-site during the course of construction. Unlike homeowners insurance, which…
Spring and summer are prime home-buying seasons in Transylvania County, and whether you’re buying or selling, insurance plays a key role in a smooth closing process. At Brevard Insurance, we often see last-minute scrambles that can lead to unnecessary stress,…
