What Business Insurance Do I Need?

Starting or growing a business is exciting — but it also comes with risks. The good news? The right insurance can help protect all the hard work you’ve put in.

Here’s a quick look at the basics:

  • General Liability Insurance – Covers accidents, injuries, or property damage that happen because of your business.
  • Commercial Property Insurance – Protects your building, equipment, and inventory from things like fire, theft, or storm damage.
  • Workers’ Compensation Insurance – Helps cover medical expenses and lost wages if an employee gets hurt on the job.
  • Business Auto Insurance – Covers vehicles used for business purposes (like deliveries, service calls, or hauling supplies).
  • Professional Liability (E&O) – Protects you if a client claims your advice or services caused them a loss.

Every business is different, and your needs will depend on your size, location, and type of work. A local independent agent (like Brevard Insurance!) can help you find the right coverage and make sure you’re protected where it matters most.

Stay tuned – we’ll review these topics in detail for the next few weeks.

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