Insuring Your New RV: What to Consider

Just bought a new recreational vehicle (RV) in Brevard, NC? It’s vital to get insurance quickly since an unexpected accident could send the new purchase right down the drain, not to mention causing a host of other financial and legal issues. Let’s evaluate the options for RV insurance and what factors determine which is best for you. At Brevard Insurance Agency Inc., we provide the coverage you need at an affordable price.

Types of RV Insurance

Just like cars, there are several policy options for insuring an RV. These include:

  • Liability Insurance: Covers damages done to others’ property up to a certain amount in an accident.
  • Damage Insurance: Covers damages done to your RV in an accident.
  • Towing and Labor Coverage: Helps with costs in the event of a breakdown.
  • Medical Coverage: Pays medical bills for you or related individuals in the event of an accident.

What insurance is right for me?

You must have state minimum liability insurance coverage in order to drive legally in North Carolina. From there additional coverage depends on the level of risk there is to the vehicle. If it’s going to be driven a lot through unsafe areas, it may be wise to consider additional coverage. It’s a good idea to get towing and labor coverage on older RVs that may be more prone to breakdowns. Consider what risks you’re undertaking in owning an RV. From there, you can determine what type of coverage is optimal.

Consult With Us

If you’ve recently purchased an RV in the Brevard, NC area, reach out to Brevard Insurance Agency Inc. today. Our agents are on standby to answer any questions and help determine what type of coverage is right for you. We look forward to hearing from you!